The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| ZIP Code | City | Housing Affordability Index | |
|---|---|---|---|
| 1. | 47862 | Montezuma | 249 |
| 2. | 47974 | Perrysville | 228 |
| 3. | 47928 | Cayuga | 219 |
| 4. | 47847 | Dana | 219 |
| 5. | 47846 | Cory | 215 |
| 6. | 47991 | West Lebanon | 214 |
| 7. | 46957 | Matthews | 206 |
| 8. | 47854 | Hillsdale | 201 |
| 9. | 47528 | Edwardsport | 199 |
| 10. | 46016 | Anderson | 199 |
| 11. | 47443 | Lyons | 196 |
| 12. | 47512 | Bicknell | 194 |
| 13. | 47336 | Dunkirk | 190 |
| 14. | 46406 | Gary | 190 |
| 15. | 46613 | South Bend | 189 |
| 16. | 46175 | Russellville | 189 |
| 17. | 47438 | Jasonville | 188 |
| 18. | 46806 | Fort Wayne | 188 |
| 19. | 47951 | Kentland | 188 |
| 20. | 47282 | Vernon | 187 |