US > Indiana > Cass County > Lucerne, IN 46950

46950 ZIP Code Profile, Map, Data & Demographics

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Lucerne, IN
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ZIP Code 46950: Basic Data & USPS Preferred City Name

Preferred Name, USPS
Lucerne, IN 46950

  • ZIP Code Type: STANDARD
  • County: Cass County
  • Centroid: Latitude 40.867, Longitude -86.413
  • Time Zone: Eastern Time Zone (UTC -5 hours)
  • Observes DST: Yes

ZIP Code 46950 has segments in 2 Counties (Cass, Fulton).

  • Businesses Addresses: 7
  • PO Box Addresses: 30
  • Residential Addresses: 240
    • Multi-Family Addresses: 0
    • Single Family Addresses: 240

The ZIP Code maps and database are updated 4 times per year.
Database updated: June 1, 2025, Maps updated: May 1, 2024.

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Lucerne, IN 46950 Data & Demographics (As of July 1, 2025)

POPULATION

Total Population 578 (100%)
Population in Households 578 (100.0%)
Population in Families 489 (84.6%)
Population in Group Quarters1 0
Population Density 20
Diversity Index2 22
 
 

INCOME

Median Household Income $55,065
Average Household Income $76,410
% of Income for Mortgage4 22%
Per Capita Income $31,595
Wealth Index5 54
Socioeconomic Status Index6 Moderate (53.0)
 

HOUSING

Total HU (Housing Units) 273 (100%)
Owner Occupied HU 208 (76.2%)
Renter Occupied HU 31 (11.4%)
Vacant Housing Units 34 (12.5%)
Median Home Value $191,346
Average Home Value $207,873
Housing Affordability Index3 106
 

HOUSEHOLDS

Total Households 239
Average Household Size 2.42
Family Households 170
Average Family Size 3.00
NOTES
  1. Group Quarters - a place where people live or stay in a group living arrangement. Includes college residents halls, nursing facilities, military barracks, and correctional facilities.
  2. The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different races or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.
  3. The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
  4. The % of Income for Mortgage quantifies the percentage of median household income dedicated to mortgage payments on a home priced at the median value (assuming a 30-year mortgage and a 20% down payment).
  5. The Wealth Index is based on a number of indicators of affluence including average household income and average net worth, but it also includes the value of material possessions and resources. It represents the wealth of the area relative to the national level. Values above or below 100 represent above-average wealth or below-average wealth compared to the national level.
  6. The Socioeconomic Index ranges from zero (lowest relative status) to 100 (highest relative status). This measure quantifies disparities in social position of an area's inhabitants and is built from a broad range of demographic, housing, and socioeconomic inputs. More information on this measure can be found in Esri's SEI tutorial.

GROWTH RATE / YEAR

 2020-2025 2025-2030
Population -0.58% -0.70%
Households 0.00% -0.08%
Families   -0.12%
Median Household Income   2.93%
Per Capita Income   2.56%
Owner Occupied HU   0.19%

Lucerne, IN 46950 - Peer Comparisons by Rank and Percentile

The table below compares 46950 to the other 763 ZIP Codes in Indiana by rank and percentile using July 1, 2025 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

Variable Description Rank Percentile
Total Population # 652 15th
Population Density # 734 4th
Median Household Income # 678 11th
Housing Affordability Index # 193 25th
Per Capita Income # 562 26th
Diversity Index # 315 58th

Additional comparisons and rankings can be made with a VERY EASY TO USE Indiana Census Data Comparison Tool.


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