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Waterloo, IN Profile: Facts & Data

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Waterloo, Indiana - Basic Facts

The Town of Waterloo had a population of 2,290 as of July 1, 2020. Waterloo ranks in the upper quartile for Diversity Index when compared to the other cities, towns and Census Designated Places (CDPs) in Indiana. See peer rankings below.

The primary coordinate point for Waterloo is located at latitude 41.432 and longitude -85.02 in DeKalb County. The formal boundaries for the Town of Waterloo encompass a land area of 1.74 sq. miles and a water area of 0 sq. miles. DeKalb County is in the Eastern time zone (GMT -5). The elevation is 906 feet.

The Town of Waterloo (GNIS ID: 2397725) has a C1 Census Class Code which indicates an active incorporated place that does not serve as a county subdivision equivalent. It also has a Functional Status Code of "A" which identifies an active government providing primary general-purpose functions.

The Town of Waterloo is located within Township of Grant, a minor civil division (MCD) of DeKalb County.

Alternate Unofficial Names for Waterloo: Waterloo City.

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Waterloo, IN Data & Demographics (As of July 1, 2020)

POPULATION

Total Population 2,290 (100%)
Population in Households 2,273 (99.3%)
Population in Families 1,863 (81.4%)
Population in Group Quarters1 17 ( 0.7%)
Population Density 1,082
Diversity Index2 20
 
 

INCOME

Median Household Income $50,204
Average Household Income $53,925
% of Income for Mortgage4 7%
Per Capita Income $19,324
Wealth Index5 42
 

HOUSING

Total HU (Housing Units) 962 (100%)
Owner Occupied HU 578 (60.1%)
Renter Occupied HU 253 (26.3%)
Vacant Housing Units 130 (13.5%)
Median Home Value $83,871
Average Home Value $111,808
Housing Affordability Index3 350
 

HOUSEHOLDS

Total Households 832
Average Household Size 2.73
Family Households 595
Average Family Size 3
NOTES
  1. Group Quarters - a place where people live or stay in a group living arrangement. Includes college residents halls, nursing facilities, military barracks, and correctional facilities.
  2. The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different races or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.
  3. The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
  4. The % of Income for Mortgage quantifies the percentage of median household income dedicated to mortgage payments on a home priced at the median value (assuming a 30-year mortgage and a 20% down payment).
  5. The Wealth Index is based on a number of indicators of affluence including average household income and average net worth, but it also includes the value of material possessions and resources. It represents the wealth of the area relative to the national level. Values above or below 100 represent above-average wealth or below-average wealth compared to the national level.

GROWTH RATE / YEAR

 2010-2020 2020-2025
Population 0.19% 0.18%
Households 0.26% 0.24%
Families 0.27% 0.1%
Median Household Income   0.42%
Per Capita Income   1.39%
Owner Occupied HU   0.14%

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Waterloo, IN - Peer Comparisons by Rank and Percentile

The table below compares Waterloo to the other 679 incorporated cities, towns and CDPs in Indiana by rank and percentile using July 1, 2020 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

Variable Description Rank Percentile
Total Population # 200 71st
Population Density # 408 40th
Median Household Income # 438 36th
Housing Affordability Index # 679 100th
Per Capita Income # 639 6th
Diversity Index # 173 75th

Additional comparisons and rankings can be made with a VERY EASY TO USE Indiana Census Data Comparison Tool.

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