46176 ZIP Code Profile, Map, Data & Demographics

ZIP Code Type: STANDARD
County: Shelby County
Centroid: Latitude 39.519, Longitude -85.779
Time Zone: Eastern Time Zone (UTC -5 hours)
Observes DST: Yes

ZIP Code 46176 has segments in 2 Counties (Rush, Shelby).

Businesses Addresses: 1,034
PO Box Addresses: 172
Residential Addresses: 11,951

Multi-Family Addresses: 733
Single Family Addresses: 11,218

The ZIP Code maps and database are updated 4 times per year.
Database updated: October 1, 2021, Maps updated: May 5, 2021.

Shelbyville, IN 46176 Data & Demographics (As of July 1, 2021)

POPULATION
Total Population	28,912 (100%)
Population in Households	28,378 (98.2%)
Population in Families	22,619 (78.2%)
Population in Group Quarters¹	534 ( 1.8%)
Population Density	163
Diversity Index²	26


INCOME
Median Household Income	$57,866
Average Household Income	$73,792
% of Income for Mortgage⁴	12%
Per Capita Income	$29,478
Wealth Index⁵	73

HOUSING
Total HU (Housing Units)	12,750 (100%)
Owner Occupied HU	7,303 (57.3%)
Renter Occupied HU	4,237 (33.2%)
Vacant Housing Units	1,210 ( 9.5%)
Median Home Value	$160,657
Average Home Value	$193,674
Housing Affordability Index³	211

HOUSEHOLDS
Total Households	11,540
Average Household Size	2.46
Family Households	7,595
Average Family Size	3

NOTES

Group Quarters - a place where people live or stay in a group living arrangement. Includes college residents halls, nursing facilities, military barracks, and correctional facilities.
The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different races or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.
The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
The % of Income for Mortgage quantifies the percentage of median household income dedicated to mortgage payments on a home priced at the median value (assuming a 30-year mortgage and a 20% down payment).
The Wealth Index is based on a number of indicators of affluence including average household income and average net worth, but it also includes the value of material possessions and resources. It represents the wealth of the area relative to the national level. Values above or below 100 represent above-average wealth or below-average wealth compared to the national level.

Shelbyville, IN 46176 - Peer Comparisons by Rank and Percentile

The table below compares 46176 to the other 774 ZIP Codes in Indiana by rank and percentile using July 1, 2021 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

GROWTH RATE / YEAR	2010-2021	2021-2026
Population	0.35%	0.23%
Households	0.42%	0.29%
Families	0.23%	0.19%
Median Household Income		1.73%
Per Capita Income		2.21%
Owner Occupied HU		0.54%

Variable Description	Rank	Percentile
Total Population	# 69	91st
Population Density	# 294	62nd
Median Household Income	# 382	51st
Housing Affordability Index	# 294	38th
Per Capita Income	# 310	60th
Diversity Index	# 188	76th

46176 ZIP Code Profile, Map, Data & Demographics

ZIP Code 46176: Basic Data & USPS Preferred City Name

Shelbyville, IN 46176 Data & Demographics (As of July 1, 2021)

POPULATION

INCOME

HOUSING

HOUSEHOLDS

GROWTH RATE / YEAR

Shelbyville, IN 46176 - Peer Comparisons by Rank and Percentile

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