US > Indiana > Owen County > Spencer, IN 47460

47460 ZIP Code Profile, Map, Data & Demographics

Related Place Profiles:
Adel, IN | Carp, IN | Cataract, IN | Freeman, IN | New Hope, IN | Pottersville, IN | Romona, IN | Spencer, IN | Vandalia, IN | Vilas, IN
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ZIP Code 47460: Basic Data & USPS Preferred City Name

Preferred Name, USPS
Spencer, IN 47460

Not Acceptable, USPS
Adel, IN 47460
Carp, IN 47460
Cataract, IN 47460
Freeman, IN 47460
Heights Corner, IN 47460
Hts Crnr, IN 47460
New Hope, IN 47460
Pottersville, IN 47460
Romona, IN 47460
Vandalia, IN 47460
Vilas, IN 47460

  • ZIP Code Type: STANDARD
  • County: Owen County
  • Centroid: Latitude 39.29, Longitude -86.749
  • Time Zone: Eastern Time Zone (UTC -5 hours)
  • Observes DST: Yes

ZIP Code 47460 has segments in 3 Counties (Greene, Monroe, Owen).

  • Businesses Addresses: 417
  • PO Box Addresses: 208
  • Residential Addresses: 4,901
    • Multi-Family Addresses: 2
    • Single Family Addresses: 4,899

The ZIP Code maps and database are updated 4 times per year.
Database updated: June 1, 2025, Maps updated: May 1, 2024.

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Spencer, IN 47460 Data & Demographics (As of July 1, 2025)

POPULATION

Total Population 11,683 (100%)
Population in Households 11,455 (98.0%)
Population in Families 9,111 (78.0%)
Population in Group Quarters1 228 ( 2.0%)
Population Density 82
Diversity Index2 17
 
 

INCOME

Median Household Income $60,884
Average Household Income $75,643
% of Income for Mortgage4 19%
Per Capita Income $30,699
Wealth Index5 56
Socioeconomic Status Index6 Moderate (49.3)
 

HOUSING

Total HU (Housing Units) 5,190 (100%)
Owner Occupied HU 3,784 (72.9%)
Renter Occupied HU 949 (18.3%)
Vacant Housing Units 457 ( 8.8%)
Median Home Value $187,057
Average Home Value $214,772
Housing Affordability Index3 120
 

HOUSEHOLDS

Total Households 4,733
Average Household Size 2.42
Family Households 3,042
Average Family Size 3.00
NOTES
  1. Group Quarters - a place where people live or stay in a group living arrangement. Includes college residents halls, nursing facilities, military barracks, and correctional facilities.
  2. The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different races or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.
  3. The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
  4. The % of Income for Mortgage quantifies the percentage of median household income dedicated to mortgage payments on a home priced at the median value (assuming a 30-year mortgage and a 20% down payment).
  5. The Wealth Index is based on a number of indicators of affluence including average household income and average net worth, but it also includes the value of material possessions and resources. It represents the wealth of the area relative to the national level. Values above or below 100 represent above-average wealth or below-average wealth compared to the national level.
  6. The Socioeconomic Index ranges from zero (lowest relative status) to 100 (highest relative status). This measure quantifies disparities in social position of an area's inhabitants and is built from a broad range of demographic, housing, and socioeconomic inputs. More information on this measure can be found in Esri's SEI tutorial.

GROWTH RATE / YEAR

 2020-2025 2025-2030
Population 0.46% 0.19%
Households 0.47% 0.17%
Families   -0.14%
Median Household Income   2.01%
Per Capita Income   1.93%
Owner Occupied HU   0.35%

Spencer, IN 47460 - Peer Comparisons by Rank and Percentile

The table below compares 47460 to the other 763 ZIP Codes in Indiana by rank and percentile using July 1, 2025 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

Variable Description Rank Percentile
Total Population # 191 75th
Population Density # 404 47th
Median Household Income # 596 22nd
Housing Affordability Index # 363 48th
Per Capita Income # 601 21st
Diversity Index # 443 42nd

Additional comparisons and rankings can be made with a VERY EASY TO USE Indiana Census Data Comparison Tool.


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